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Personal Banking

Secure Login Internet Banking Center

Checking Account Comparisons


Checking Chart

Click here to compare the features of all the checking accounts we offer.

Quick Facts

In the past year, nearly 9 out of 10 victims of identity theft victims were not enrolled in a protection service. - (Community Banker Research)

Apply for your account!


Call us at 877.302.META and we can make the switch to MetaBank for you!

Bank & Owned and Operated ATM Locations

To find our local office and ATM locations click here

Privileged Status ATM Locations

To find surcharge-free ATM in the Privileged Status Network click here.

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MetaBank Free Checking content cap

Account Features:


  • No Monthly Service Charge or Minimum Balance
  • Free Gift (limited time offer)1
  • Free First Box of MetaBank Checks
  • Free PhotoSecure™ Debit Card
  • Free Monthly eStatement2
  • No MetaBank ATM/Debit Card Transaction Fees3
  • Free Internet Banking
  • Free Bill Pay
  • Free ID ProtectALL(SM) including:
    • Payment Card Protection
    • $1000 Personal Identity Theft Protection
    • Identity Recovery & Restoration
    • 6 Months Free Identity Guard® Credit Monitoring Service4
  • First Year Free on New Safe Deposit Box (Small box or credit toward larger box. Subject to availability)
  • First Non-Sufficient Funds Charge Waived5
  • Free Incoming Wire Transfers
  • Unlimited Check Writing
  • All Day Banking (no mid-day cutoff for Teller Window business transactions)
  • No Issue Fee for MetaBank Cashier’s Checks
  • No Issue Fee for MetaBank Travel Cards
  • No Fees to Bank With a Live Person
  • Paid Envelopes for Making Deposits-by-Mail to Your Account

If you can find another free checking account that includes all of these great features plus one additional feature†, we’ll give you $1,000* to open an account with us. This guarantee only applies to other free checking accounts offered to the general public by other banks with locations in our market areas.

Guarantee

Limit one account opening gift per household, if applicable. Free gift must be of equal or greater value than MetaBank gift offering for Free Checking at the time of submission. Free gift may be picked up at account opening. Only available to new MetaBank checking customers with qualifying Direct Deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited in your account by your employer or outside agency. Transfer from one account to another, or deposits made at a branch or ATM do not qualify as direct deposit.

2 Check safekeeping with paper statements available for $1/month or check safekeeping with paper statements and imaged checks available for $2/month.

3 Free ATM withdrawals and deposits may be made at any MetaBank ATM. Surcharge-free transactions may also be made at ATMs nationwide where the Privileged Status logo is displayed.

4 At the end of the 6 month period you will have the opportunity to continue this service for a monthly fee as low as $4.99.

5 Fees apply thereafter. MetaBank reserves the right to pay or return the check.

†Submission forms for $1000 guarantee are available at any MetaBank location and must include all current features of MetaBank Free Checking plus at least one an additional feature that is not a part of the MetaBank’s Free Checking offer.

* This guarantee applies to any non-interest bearing free checking account offered by another bank with locations in our market areas. The competing account must be published and available to the general public, and offer all the features of MetaBank Free Checking outlined herein. A new account must be opened with money not already on deposit with MetaBank in order to receive the $1,000 guarantee. MetaBank reserves the right to discontinue the $1,000 offer at any time.
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